The Plain Dealer: Cuyahoga County Executive Ed FitzGerald proposed the government could save $16 million on health care costs in three years by requiring employees to pay deductibles and co-insurance. The proposed payment is still generous, said J.B. Silvers, John R. Mannix Medical Mutual of Ohio Professor of Health Care Finance. “In general, these are low,” he said. “This happened for almost everyone else in the country 20 years ago.”